Insurance claim classification used to refer to claims related to vehicle repair costs or replacement of the vehicle.

Typically, this claim classification excludes damage resulting from a collision on a public road, fire, hail/windstorm, vandalism or theft incident.

This claim classification is usually applied when vehicle incurs damages in a parking lot incident, damages while parked, etc. though may also be used in the event a 43r policy endorsement was activated by the insured/owner of the vehicle, resulting in a Total Loss claim being filed by the insurance company.

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Before you buy a used car, we recommend that you get a CARFAX Canada Vehicle History Report, take a thorough test drive and have the vehicle inspected by a qualified mechanic and/or auto technician to make sure the vehicle is functioning properly.