Lender

This term is commonly used and can be seen on the report if a lien is found. Used in security interest documents to describe the party that has given a loan to a debtor, using the vehicle as collateral. On CARFAX Canada reports, the lender is also referred to as the “secured party.”


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Lien

A lien is money owed against a vehicle. If a lien is properly filed, it may be enforceable against subsequent parties who take an ownership interest in the vehicle.


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Lien holder

The party who has been granted the lien or security interest in the vehicle is the lien holder. On CARFAX Canada Vehicle History Report + Lien Check reports, the lien holder is also the secured party, and usually also the lender.


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Miscellaneous

Insurance carriers have different ways of classifying damage to vehicles. 


This classification deals with numerous types of damage that are not specifically coded by the insurer - including collision involving an animal, vandalism, damage by weather, tree falling on the vehicle and others.


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Motor vehicle department

The government entity that is responsible for motor vehicles in a particular jurisdiction. In Canada, this is typically the provincial Ministry of Transportation; in the US it is typically the state's Department of Motor Vehicles (DMV).


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Moved (registration status)

The vehicle was moved to another province with its registered owner.


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New policy

Used to describe a new policy of insurance issued for a vehicle.


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Non-collision (repair estimate)

This describes damages that did not result from a collision with another vehicle. Examples are hail damage, vandalism etc.


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Non-repairable (branding)

This vehicle is incapable of operation or use on public roads. It also has no resale value except as a source of parts or scrap.


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Normal (registration status)

The vehicle is registered and currently has no abnormal statuses related to its structural/mechanical integrity - as determined by the registering authority.


The use of the term "Normal" may vary based on the jurisdiction the vehicle has been registered in.


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