What does “auction announced as frame damage” mean?

A wholesale auto auction has reported that the vehicle has sustained frame damage, which can weaken the structure of the vehicle. 


This may also appear if an after-market product was drilled/attached to the frame. An example would be a snow plow hitch attached to a truck.


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What does “auction announcement - salvage” mean?

The auction has announced the vehicle as being in a salvage condition.


 


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What does “collision” mean?

A collision refers to an incident involving impact with an object or with another vehicle.


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What does "Damage to vehicle" mean?

Insurance claim classification used to refer to claims related to vehicle repair costs.


Typically, this claim classification excludes damage resulting from a collision, fire or theft incident.


Instead, claim classification is usually applied when vehicle incurs damages in a parking lot incident, damages while parked, weather damages, etc...


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What does “estimate detail” mean?

The estimate detail displays the primary point of impact on the vehicle at the time of the incident. 


It is possible that there were other damages elsewhere on the vehicle.


CARFAX Canada always recommends an inspection of the vehicle to find out more in terms of what was repaired or replaced.


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What does “partial loss” mean?

This is an insurance term used by some companies to describe a collision or other damage claim where the claim amount was less than the full market value of the vehicle.


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What does “point of impact - all over” mean?

This means that the vehicle sustained damage in multiple places. This term is commonly used to describe hail damage in vehicle repair estimate records.


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What does “point of impact – roof” mean?

This means that the vehicle sustained damage to its roof, which is common in hail damage.


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What does “possible total loss vehicle, title/registered to an insurance company” mean?

It’s possible to see an indication of Total Loss without the vehicle being branded. If a certain threshold is met (set by the insurance company), the Total Loss trigger is set.


If your report indicates “possible total loss,” review the “Canadian Registration Section” to confirm the branding of the vehicle.


If "Title/Registered to an insurance company" is included with the record, the vehicle was deemed a total loss by the insurance company and ownership of the vehicle was transferred to that company. 


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What does “public insurance” mean?

This is an insurance company created by an act of government. Public insurance companies are mandated in British Columbia, Saskatchewan and Manitoba. The Quebec government also governs private insurance for vehicles in its jurisdiction.


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